Tumblelog by Soup.io
Newer posts are loading.
You are at the newest post.
Click here to check if anything new just came in.

May 31 2016


Simple Ways You Can Improve Your Credit Score

credit scoreIf you want to borrow money from the bank but find out that your credit score is not that good, you won’t be able to get an approval unless you are willing to pay this back at a high interest rate but this can change if you are able to improve your credit score. 

Here are ten tips that will help you get started. 

First, stop spending money on things that you don’t really need. These include clothes, shoes, jewelry, CD’s, toys, a trip to the parlor, the spa or salon. You will miss them for awhile but when things get better, you can surely enjoy them again. 

Most of us use the credit card to pay for just about anything and part of cutting on your expenses means putting limits where you can use it. This should only be used to buy food and groceries as there are things that we need daily. 

Reduce the number of long distance calls that you make. If possible, cancel your service provider and get one that gives better rates. The same goes with cell phones since some companies charge lower for air time or allow you to make free calls at certain times of the day. 

Your utility bills come during the end of the month so that is another thing to worry about aside from the card bills. To lessen the amount you have to pay, conserve so you don’t use that much by lowering your thermostat during the winter and raising during the summer as well as turning off the lights when no one is in the room. 

To come up with the money you need to improve your credit score, try working overtime, getting a second job if it is possible and sell stuff that you don’t need. Keeping yourself will really help so you are not tempted to spend your hard earned cash. 

When it comes to your credit card, pay the one that has the highest interest first then work your way down the line. 

Related Article:  What is spear phishing?

Strike a deal with creditors so that they are aware of what is happening because this gesture helps improve your credit score. 

As things pick up, close your unused accounts especially the newer ones. You can also apply for a new credit card preferably those offered by groceries and supermarkets as they offer lower interest rates than those coming from banks.

Also, review your credit report and see if there are any errors. Most of the time, there is one or two there that can be corrected as long as you have the supporting documents. If the investigation shows that there was an error or that the creditor cannot prove their allegations, this is immediately removed from your record and you get a revised copy with these corrections. 

Improving your credit score is something you have to do if you score is below 700. Doing so will allow you to have better rates from banks and other lending institutions when you want to buy a house, a car or undergo a renovation at home. 

So for those who are in trouble, there is still hope. You just have to make some sacrifices that will eventually pay off in the long term. For those who are in good standing, keep up the good work or make it even higher.

Privacy guard id theft protection reviews

May 24 2016


Save on LifeLock credit monitoring with this free promo code

lifelock promo codesSave $52.50 With This Premium Discount LifeLock Promo Code REPORT

Use promotional code “REPORT”Get LifeLock for Only$9/mo or $99/year + 30 days for FREEor Get LifeLock Ultimate for Only$22.50/mo or $247.50/year + 30 days for FREE

This discount is a limited time offer and may expire at any time. Click here to use this promo code.

Offer is only available for new customers. The LifeLock promo code link above is constantly updated to ensure that you are always getting the best discount available. It was last checked for updates on Sunday, September 15th, 2013.

Sometimes this promotion code might be referred to as a partner code or a partner/promo code. Don’t worry, they are all the same thing.

Below are the details of the most recent LifeLock discount offer.LifeLock® Identity Theft Protection

The basic plan offered by LifeLock is simply called “LifeLock”. When you use our LifeLock discount code you will save 10% off LifeLock® service making the basic plan only $9/mo. If you want to save even more you can pre-pay for the year at a cost of $99 which effectively makes the basic plan only $8.25 per month. That’s less than 28 cents a day!LifeLock Ultimate™ Protection

This is the most complete identity theft protection service around. When you sign up through this link you get 10% off LifeLock Ultimate™ Protection. The normal price for LifeLock Ultimate™ Protection is $25/mo, but our LifeLock coupon takes it down to $22.50 per month.

For even better savings, choose to pre-pay for the year for $247.50 which is only $20.63/mo. With this option you will save $52.50 over the course of the year!LifeLock promo code last checked for updates on:Sunday, September 15th, 2013Get The Best Discount

I know that anytime I see a box when checking out that says promo code I always want to make sure that I am using the best one available so that I can save as much money as possible. I come from a very thrifty family and after-all who doesn’t like a good discount or coupon anyway?

How can you save money by spending money on LifeLock® identity theft protection? Because if identity thieves get a hold of your credit or identity and you don’t have any protections whatsoever, not only will you be out the time and possibly fees that it takes to file all the necessary paperwork to restore your identity, but you could end up facing thousands of dollars in legal costs if you hire an attorney to help you with the daunting task of contesting fraudulent accounts on your credit file and with individual creditors.

Many people don’t realize the massive amount of time that may be required to recover from identity theft. It’s all a matter of to what extent your identity was compromised and how long the identity thief was able to use your identity. To read more about the recovery process view our Report ID Theft page or visit the official FTC website on Identity Theft.

Use our LifeLock coupon code to get help in protecting your identity today.Apply LifeLock Discount

How to Use the LifeLock Discount Code

When you begin the enrollment process, you will see your currently applied LifeLock promo code in the top right corner of the webpage. It will also be in a box on the bottom of the page. You will know you have the right code if your checkout screen looks like the one in the picture above.What is LifeLock?

Disclaimer: I do think LifeLock is a great company oth­er­wise I would not rec­om­mend them to my friends and fam­ily. With that being said, I do want to let you know that if you order Lifelock® service through a link on this web­site I will receive com­pen­sa­tion for refer­ring you. Any income I receive from this web­site helps to sup­port my fam­ily and for that I say “Thank you.”

With LifeLock, you get a $1 million guarantee should your identity be stolen. Guarantee applies only if you become a victim of identity theft due to a failure in LifeLock® service, LifeLock will spend up to $1 million to hire experts to help your recovery. Restrictions apply. See LifeLock.com for details. Due to New York State law restrictions, the LifeLock $1 Million Total Service Guarantee cannot be offered to residents of New York.

This helps you to be able to save even more when it comes to protecting your identity!

LifeLock utilizes 5 points of protection to make sure that your identity stays safe. LifeLock works 24 hours a day, 7 days a week, 365 days a year to help you protect your identity. With services and supports available when you need them, LifeLock service is a powerful partner in helping you to protect your identity. Be sure to read our LifeLock Review to see if they are right for you. If you are ready to order, be sure to take advantage of the savings you will receive by using our LifeLock discount link.

What About LifeLock Ultimate™ Protection?

You get all of the great service that comes with the basic plan plus more advanced features. LifeLock Ultimate™ Protection monitors your bank accounts to detect takeover fraud and also includes unlimited online access to your annual credit reports, as well as your monthly credit score. You’ll get checking, savings and expanded credit alerts (network does not cover all transactions and scope may vary), public records monitoring (including payday loan records, alias records and more) and 24/7 priority member status.Frequently Asked QuestionsWhy is it called a LifeLock partner/promo code? The reason is because it is both a “promo code” for receiving a discount on service AND a “LifeLock partner code” for identifying which LifeLock affiliate or partner has referred the customer.What is the best Lifelock discount? The best LifeLock promo is available by clicking any of the links on this page. Very occasionally Lifelock will offer a discount that gives more than 10% off. These promotions are rare though and this page will be updated immediately if such a promotion becomes available.Is this the identity theft protection service that Rush Limbaugh recommends? Yes, it is. If you are searching for “LifeLock promo code Rush” just click here.Is this the ID theft protection service that Sean Hannity recommends? Indeed, Sean Hannity does recommend LifeLock to his followers. If you are searching for “LifeLock promo code Hannity” you can click here.


Older posts are this way If this message doesn't go away, click anywhere on the page to continue loading posts.
Could not load more posts
Maybe Soup is currently being updated? I'll try again automatically in a few seconds...
Just a second, loading more posts...
You've reached the end.

Don't be the product, buy the product!